Get a clear date you'll be free of student loans
You see the exact month you're done, and how much sooner one extra 50 a month gets you there.
A sketch of what you'll get back.
Your prompt
Fill in your details. Skip any you like.
Claude and ChatGPT open with your prompt already typed in. Perplexity can't be filled in from a link, so its button copies your prompt: paste it into the new chat.
The prompt that gets copied
Help me build a simple plan to pay off my student loans. Don't give me financial advice, just do the math clearly and show your work. My loans (balance, interest rate, minimum payment): [YOUR LOANS, e.g. 18,400 at 5.5%, min 210] Extra I could pay each month: [EXTRA PER MONTH, e.g. 75] 1. Show my free-by date if I only pay the minimums. 2. Compare two orders for the extra money: highest rate first, and smallest balance first. Show the free-by date and total interest for each in a small table. 3. Show how much sooner I'd finish with 50 or 100 more a month. 4. Give me a one-page monthly checklist I can follow. 5. List four questions to ask my loan servicer, like repayment plan options or forgiveness programs, so I can check the details with them.
List each loan's balance, rate and minimum payment. AI builds a payoff plan with a free-by date, shows what an extra payment would save, and lists the questions to ask your loan servicer.
Step by step
- Log in to your loan servicer and note each loan's balance, rate and minimum
- Open Perplexity, Claude, ChatGPT or Gemini and paste the prompt
- Fill in your loans and what extra you could pay each month
- Save the plan and set a reminder to update it every few months
What you'll get
Your free-by date, a side-by-side of two payoff orders with total interest, the effect of paying a bit more, a monthly checklist and questions for your servicer.
Linking accounts uses Perplexity Computer's Personal CFO on a paid plan. Typing your numbers works on any free plan.
- Made for
- Everyone
- Works in
- Perplexity, Claude, ChatGPT, Gemini
