Pick the right health plan at open enrollment with confidence
It runs your family's usual year through each plan, so a low premium that costs more overall stands out.
A sketch of what you'll get back.
Your prompt
Fill in your details. Skip any you like.
ChatGPT and Claude open with your prompt already typed in. It's copied too, just in case.
The prompt that gets copied
Here's my employer's benefits comparison: [UPLOAD OR PASTE PLAN CHART]. Our household: [YOUR HOUSEHOLD, e.g. 2 adults, 3 kids]. A typical year for us: [TYPICAL CARE USE, e.g. checkups, 2 urgent care visits]. Things coming up: [PLANNED CARE, e.g. braces for one child]. 1. Explain each plan in plain English, including terms like deductible, out-of-pocket max, copay and HSA or FSA. 2. Estimate our total yearly cost for each plan: premiums plus likely out-of-pocket, for a normal year and a bad year. 3. Show it as a table and say which plan looks best for us and why. 4. List other benefits in this document people often forget to use. 5. Give me 5 questions to ask HR. Use only numbers from the document and say where you're estimating.
Upload your employer's plan comparison chart and describe how your family uses care, and get the plans explained in plain English with yearly costs side by side.
Step by step
- Download the plan comparison PDF or chart from your benefits site.
- Remove your name and employee ID, then upload it to ChatGPT or Claude.
- Paste the prompt and describe a typical year of care for your family.
- Take the summary and your questions to HR before the deadline.
What you'll get
A plain-English guide to each plan, a normal-year and bad-year cost table, a likely best fit and questions for HR.
Not financial advice. Confirm the numbers with HR before you enroll.
- Made for
- Everyone
- Works in
- ChatGPT, Claude
