# Pick the right health plan at open enrollment with confidence

> It runs your family's usual year through each plan, so a low premium that costs more overall stands out.

Upload your employer's plan comparison chart and describe how your family uses care, and get the plans explained in plain English with yearly costs side by side.

- Page: https://thesolocreators.com/prompts/pick-a-health-plan-at-open-enrollment/
- Category: Handle life admin fast
- Made for: Everyone
- Works in: ChatGPT, Claude
- Time: About 20 minutes
- Effort: A few steps
- Note: Not financial advice. Confirm the numbers with HR before you enroll.

## The prompt

Fill in the parts in [square brackets], or leave them and the AI will ask you for them.

```text
Here's my employer's benefits comparison: [UPLOAD OR PASTE PLAN CHART]. Our household: [YOUR HOUSEHOLD, e.g. 2 adults, 3 kids]. A typical year for us: [TYPICAL CARE USE, e.g. checkups, 2 urgent care visits]. Things coming up: [PLANNED CARE, e.g. braces for one child].

1. Explain each plan in plain English, including terms like deductible, out-of-pocket max, copay and HSA or FSA.
2. Estimate our total yearly cost for each plan: premiums plus likely out-of-pocket, for a normal year and a bad year.
3. Show it as a table and say which plan looks best for us and why.
4. List other benefits in this document people often forget to use.
5. Give me 5 questions to ask HR.
Use only numbers from the document and say where you're estimating.
```

## Step by step

1. Download the plan comparison PDF or chart from your benefits site.
2. Remove your name and employee ID, then upload it to ChatGPT or Claude.
3. Paste the prompt and describe a typical year of care for your family.
4. Take the summary and your questions to HR before the deadline.

## What you'll get

A plain-English guide to each plan, a normal-year and bad-year cost table, a likely best fit and questions for HR.

## Good to know

**Which AI tools does this work in?** It works in ChatGPT and Claude. On this page, ChatGPT and Claude open with your prompt already typed in. Not financial advice. Confirm the numbers with HR before you enroll.

**How long does it take?** About 20 minutes. It's rated "A few steps". There are 4 steps, listed above.

**What do I need before I start?** Just your details for 4 blanks: upload or paste plan chart, your household, typical care use and planned care. You can skip any, and your AI will ask for them.

**What will I get back?** A plain-English guide to each plan, a normal-year and bad-year cost table, a likely best fit and questions for HR.

Idea spotted on the web, shared by Amanda Caswell (Tom's Guide): https://www.tomsguide.com/ai/chatgpt/i-used-chatgpt-to-make-sense-of-my-employee-benefits-heres-how-it-saved-my-open-enrollment. The prompt is The Solo Creators' own version.

## Go further

Ready-made skills in the Solo Creators AI Studio (https://thesolocreators.com/studio/) that fit this: TLDR (Your AI stops writing walls of text: every reply leads with the next action, numbered and skimmable); Second Brain (Give your AI a memory it reads across every project, so it finally knows your business).

From AI Use Cases and Prompts by The Solo Creators: https://thesolocreators.com/prompts/. Free to use; please link back to the page when you share it.