# Get every bank transaction sorted into the right category

> One user's audit reviewed 14,000 transactions in about an hour and fixed 700 categories.

Connect your accounts to Finances in ChatGPT and ask it to audit your transaction categories, so your budget and spending totals finally add up without sorting by hand.

- Page: https://thesolocreators.com/prompts/fix-every-transaction-category/
- Category: Handle life admin fast
- Made for: Everyone, Small business owners
- Works in: ChatGPT
- Time: About an hour, mostly hands-off
- Effort: A few steps
- Note: Finances in ChatGPT is U.S. only, on web, iOS and Android. Free and Go access is still rolling out.
- Published: 2026-10-27

## Can ChatGPT fix the categories on my bank transactions?

Yes. Connect your accounts to Finances in ChatGPT and ask it to audit and correct your transaction categories (as of October 2026). It's U.S. only, and access for Free and Go users is still rolling out. Give it your own rules, like which stores count as groceries, so the fixes match how you budget. If you also run a small business, ask it to tag charges that look like business so tax time is easier.

## The prompt

Fill in the parts in [square brackets], or leave them and the AI will ask you for them.

```text
Please audit the categories on my connected transactions from [TIME PERIOD, e.g. January to today]. Go through them carefully and fix anything in the wrong category. Follow my rules: [MY CATEGORY RULES, e.g. Costco is groceries, not shopping]. If a charge looks like business rather than personal, tag it so I can see it. Put anything you're unsure about in a short 'check with me' list instead of guessing. When you're done, show me how many transactions you reviewed, how many you changed, my biggest category totals before and after, and the 10 changes that made the biggest difference. Don't move money or cancel anything, and don't give me investment advice. This is just tidying my records.
```

## Step by step

1. Open ChatGPT and go to Finances
2. Connect your bank and card accounts
3. Paste the prompt and add your own category rules
4. Review the list of changes before you trust the totals

## What you'll get

Corrected categories on your transactions, a before and after view of your totals, and a short list of charges to confirm yourself.

## Good to know

**Can ChatGPT fix the categories on my bank transactions?** Yes. Connect your accounts to Finances in ChatGPT and ask it to audit and correct your transaction categories (as of October 2026). It's U.S. only, and access for Free and Go users is still rolling out. Give it your own rules, like which stores count as groceries, so the fixes match how you budget. If you also run a small business, ask it to tag charges that look like business so tax time is easier.

**Which AI tools does this work in?** It works in ChatGPT. On this page, ChatGPT opens with your prompt already typed in. Finances in ChatGPT is U.S. only, on web, iOS and Android. Free and Go access is still rolling out.

**How long does it take?** About an hour, mostly hands-off. It's rated "A few steps". There are 4 steps, listed above.

**What do I need before I start?** Just your details for 2 blanks: time period and my category rules. You can skip any, and your AI will ask for them.

**What will I get back?** Corrected categories on your transactions, a before and after view of your totals, and a short list of charges to confirm yourself.

Idea spotted on X, shared by @ebloch: https://x.com/ebloch/status/2108219426327990460. The prompt is The Solo Creators' own version.

## Go further

Ready-made skills in the Solo Creators AI Studio (https://thesolocreators.com/studio/) that fit this: TLDR (Your AI stops writing walls of text: every reply leads with the next action, numbered and skimmable); Second Brain (Give your AI a memory it reads across every project, so it finally knows your business).

From AI Use Cases and Prompts by The Solo Creators: https://thesolocreators.com/prompts/. Free to use; please link back to the page when you share it.